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Posted on September 24, 2014 at 12:32 pm
A decade ago, Julia and Bob Beardsley were on their way to what they predicted would be a perfectly comfortable retirement. The San Francisco Bay couple (Bob was an executive consultant and Julia a retired art teacher) had diligently saved 10% of their income from day one of their 30-year marriage. But a perfect storm of events — three job layoffs in eight years for Bob, a costly cancer diagnosis for Julia, and the financial crisis — all but obliterated their nest egg.
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